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Fast funding process made easy.

Cash deposited directly to your bank.

Fast funding process made easy.
Cash deposited
directly to your bank.

  • All credit types considered
  • Fast and secure process
  • Connect with the top lenders
  • No hidden fees

2M+

More than 2
million yearly
requests

7k+

Weekly users
connected to lenders

Getting a loan has never been easier

Make the right decision
with AmericanEmergencyFund

AmericanEmergencyFund was designed to be your fast & simple money solution to get a loan in any situation. By providing your information in our secure online form, we can help get you the loan you want. We have extensive partnerships with large authorized lenders allowing us to provide our free service in almost all 50 states from the privacy of your own home.

Fill out the form

Our fast, safe and secure online form can be completed in just 2 quick minutes.

All credit types considered

You can fill out our online form with any level of credit rating, from no rating to excellent!

Get your cash

Our lenders will directly deposit funds to your account as fast as the next business day.

Getting a loan is a quick
step
process

AmericanEmergencyFund was designed to be your fast & simple money solution to get a loan in any situation. By providing your information in our secure online form, we can help get you the loan you want. We have extensive partnerships with large authorized lenders allowing us to provide our free service in almost all 50 states from the privacy of your own home.

We are here to answer your questions

Frequently Asked
Questions

When getting a loan you may have some simply questions about the process or regarding requirement. We have placed some of the most frequently asked questions you may have to make the loan process easier for you.

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan that can be used for home enhancements, luxury item purchases, vehicle repairs or large purchases. The length of the loan is called the term and can range all the way up to 180 days, depending on the lender. Our simple online form does not contain any long questions. Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy!

  • Must be at least 18 years old.
  • Must be a U.S. citizen or permanent resident.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds ideally with direct deposit.

AmericanEmergencyFund services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. AmericanEmergencyFund cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 91-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Please check the loan agreement from your lender for specifics on this, as each loan may vary.

We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.
Representative example

APR: Total loan costs & all applicable fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate (APR) 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Other Fees/Costs (%) 5% 5% 5% 5%
Other Fees/Costs ($) $50 $100 $250 $500
Monthly Payments $99.29 $105.86 $140.84 $212.90
Number of Payments 12 24 48 60
Total Payments $1,191.48 $2,540.64 $6,760.32 $12,774.00

Request and secure your loan today